What’s covered

Our Professional and Financial Lines solutions provide protection for companies, directors and officers, and professionals against a broad range of management, professional, regulatory and financial risks.

Coverage can include:

• Professional negligence, errors and omissions, and breaches of duty or professional standards
• Failure to perform, contractual liability, project delays, service disruption and other performance-related claims
• Misstatements, misrepresentation and negligent advice
• Breaches of fiduciary duty and failures in governance, oversight or internal controls
• Securities claims, derivative demands, and books and records requests
• Payments made by companies to indemnify directors, officers and other individuals
• Regulatory, enforcement and internal investigations, including private warnings
• Consumer redress, complaints and conduct-related allegations
• Claims relating to financial product distribution, suitability and disclosure
• Anti-money laundering, sanctions and financial crime-related allegations
• Technology and service-related liabilities, including system and network failures
• Data breaches and data or privacy-related allegations
• Operational failures, outsourcing and third-party service issues
• Environmental liability and health and safety claims
• Insolvency hearings
• Extradition, repatriation, permanent residency and foreign-jurisdiction liberalisation losses
• Restrictions on assets or personal liberty
• Damage to reputation
• Defence costs, investigation support and full-limit mitigation costs
• Automatic reinstatement of the limit for non-indemnifiable loss
• Primary and excess participation, including quota-share and excess-of-loss structures

Capacity

Up to $5mn